Explain: shorter answers, streamed, remembered, and prepared for settings

ai-explain spec, amendment 1 (EX-22 to EX-28):
- answers are three or four sentences, max_tokens 160, cut at 700 chars;
- POST /api/explain streams the answer as server-sent events;
- each node remembers answers in memory (1,000, 24 h), keyed by the facts,
  prompt version and model, shared by server-level administrators;
- resources/explain/settings.json.gz ships answers for settings at their
  defaults, generated with prepare_setting_explanations (717 for 2026.9.27);
- the system prompt no longer carries the per-request marker, so a model
  server can reuse it;
- inbuxa:Explanation gains source, answeredAt and preparedFor.

Cargo.lock

@@ -3969,6 +3969,7 @@ dependencies = [
  "trc",
  "types",
  "utils",
+ "xxhash-rust",
 ]
 
 [[package]]