diff --git a/src/features/ai/explain/ExplainPanel.tsx b/src/features/ai/explain/ExplainPanel.tsx
index 8453369..452d62e 100644
--- a/src/features/ai/explain/ExplainPanel.tsx
+++ b/src/features/ai/explain/ExplainPanel.tsx
@@ -10,7 +10,7 @@ import type { TFunction } from 'i18next';
 import { Check, Copy, Loader2, Sparkles, X } from 'lucide-react';
 import { Button } from '@/components/ui/button';
 import { useExplainStore } from './explainStore';
-import type { ExplainFailure } from './explain';
+import type { ExplainFailure, Explanation } from './explain';
 
 /**
  * inbuxa: the explanation, beside the page rather than over it, so the
@@ -63,12 +63,19 @@ export function ExplainPanel() {
 
       <div className="overflow-y-auto px-4 py-3 text-sm" aria-live="polite">
         {panel.status === 'asking' && (
-          <div className="flex items-center gap-2 text-muted-foreground">
-            <Loader2 className="h-4 w-4 animate-spin" />
-            <span>{t('explain.asking', 'Asking the local model…')}</span>
-            <Button type="button" variant="ghost" size="sm" className="ml-auto h-7" onClick={close}>
-              {t('explain.cancel', 'Cancel')}
-            </Button>
+          <div className="space-y-3">
+            {panel.soFar && <div className="whitespace-pre-line leading-relaxed">{panel.soFar}</div>}
+            <div className="flex items-center gap-2 text-muted-foreground">
+              <Loader2 className="h-4 w-4 animate-spin" />
+              <span>
+                {panel.soFar
+                  ? t('explain.writing', 'Still writing…')
+                  : t('explain.asking', 'Asking the local model…')}
+              </span>
+              <Button type="button" variant="ghost" size="sm" className="ml-auto h-7" onClick={close}>
+                {t('explain.cancel', 'Cancel')}
+              </Button>
+            </div>
           </div>
         )}
 
@@ -86,12 +93,7 @@ export function ExplainPanel() {
         {panel.status === 'done' && (
           <div className="space-y-3">
             <div className="space-y-2 whitespace-pre-line leading-relaxed">{panel.explanation.text}</div>
-            <p className="text-xs text-muted-foreground">
-              {t('explain.byline', 'Local AI · {{model}} · {{node}}', {
-                model: panel.explanation.model,
-                node: panel.explanation.node,
-              })}
-            </p>
+            <p className="text-xs text-muted-foreground">{byline(t, panel.explanation)}</p>
             <p className="rounded-md bg-muted/50 px-3 py-2 text-xs text-muted-foreground">
               {t(
                 'explain.caution',
@@ -119,6 +121,27 @@ export function ExplainPanel() {
   );
 }
 
+/** Where the answer came from, in plain words (EX-27). */
+function byline(t: TFunction, explanation: Explanation): string {
+  switch (explanation.source) {
+    case 'prepared':
+      return t('explain.bylinePrepared', 'Prepared for release {{release}} with {{model}}', {
+        release: explanation.preparedFor ?? '',
+        model: explanation.model,
+      });
+    case 'remembered':
+      return t('explain.bylineRemembered', 'Local AI · {{model}} · answered earlier on {{node}}', {
+        model: explanation.model,
+        node: explanation.node,
+      });
+    default:
+      return t('explain.byline', 'Local AI · {{model}} · {{node}}', {
+        model: explanation.model,
+        node: explanation.node,
+      });
+  }
+}
+
 function failureText(t: TFunction, failure: ExplainFailure): string {
   switch (failure.kind) {
     case 'busy':
diff --git a/src/features/ai/explain/explain.test.ts b/src/features/ai/explain/explain.test.ts
index 9d2e63b..d6d7821 100644
--- a/src/features/ai/explain/explain.test.ts
+++ b/src/features/ai/explain/explain.test.ts
@@ -11,9 +11,15 @@ vi.mock('@/services/jmap/client', () => ({
   getAccountId: () => 'a',
   jmapRequest: (...args: unknown[]) => jmapRequest(...args),
 }));
+const apiFetch = vi.fn();
+vi.mock('@/services/api', () => ({
+  apiFetch: (...args: unknown[]) => apiFetch(...args),
+}));
 
 import {
   DEFAULT_EXPLAIN,
+  parseEvent,
+  streamExplanation,
   explainAvailable,
   failedRecipients,
   isRawEvent,
@@ -137,7 +143,7 @@ describe('requestExplanation', () => {
     const result = await requestExplanation(setting);
     expect(result).toEqual({
       ok: true,
-      explanation: { text: 'It turns it on.', model: 'qwen', node: 'host2', elapsedMs: 900 },
+      explanation: { text: 'It turns it on.', model: 'qwen', node: 'host2', elapsedMs: 900, source: 'model' },
     });
     const [calls, , using] = jmapRequest.mock.calls[0];
     expect(calls[0][1]).toEqual({ accountId: 'a', create: { e: { subject: setting } } });
@@ -185,3 +191,68 @@ describe('saveExplainSettings', () => {
     expect(jmapRequest).not.toHaveBeenCalled();
   });
 });
+
+describe('streamExplanation (EX-23)', () => {
+  const setting = { '@type': 'Setting', object: 'x:Domain', id: 'b', property: 'isEnabled' } as const;
+
+  function streamed(chunks: string[], status = 200): Response {
+    const encoder = new TextEncoder();
+    const body = new ReadableStream<Uint8Array>({
+      start(controller) {
+        for (const chunk of chunks) controller.enqueue(encoder.encode(chunk));
+        controller.close();
+      },
+    });
+    return new Response(body, { status, headers: { 'Content-Type': 'text/event-stream' } });
+  }
+
+  it('shows the text as it arrives, then the whole explanation', async () => {
+    apiFetch.mockResolvedValue(
+      streamed([
+        'event: delta\ndata: {"text":"It turns"}\n\nevent: de',
+        'lta\ndata: {"text":" it on."}\n\n',
+        'event: done\ndata: {"text":"It turns it on.","model":"qwen","node":"host2","elapsedMs":900,"source":"model"}\n\n',
+      ]),
+    );
+    const seen: string[] = [];
+    const result = await streamExplanation(setting, (t) => seen.push(t));
+    expect(seen).toEqual(['It turns', 'It turns it on.']);
+    expect(result).toEqual({
+      ok: true,
+      explanation: { text: 'It turns it on.', model: 'qwen', node: 'host2', elapsedMs: 900, source: 'model' },
+    });
+    const [path, init] = apiFetch.mock.calls.at(-1)!;
+    expect(path).toBe('/api/explain');
+    expect(JSON.parse((init as RequestInit).body as string)).toEqual({ subject: setting });
+  });
+
+  it('keeps where a remembered or prepared answer came from (EX-27)', async () => {
+    apiFetch.mockResolvedValue(
+      streamed([
+        'event: done\ndata: {"text":"Prepared.","model":"qwen","node":"n","elapsedMs":0,"source":"prepared","preparedFor":"2026.9.27"}\n\n',
+      ]),
+    );
+    const result = await streamExplanation(setting, () => {});
+    expect(result).toMatchObject({ ok: true, explanation: { source: 'prepared', preparedFor: '2026.9.27' } });
+  });
+
+  it('words a refusal as the JMAP call does', async () => {
+    apiFetch.mockResolvedValue(streamed(['event: error\ndata: {"type":"serverFail","description":"busy"}\n\n']));
+    expect(await streamExplanation(setting, () => {})).toEqual({ ok: false, failure: { kind: 'busy' } });
+  });
+
+  it('falls back to the JMAP call on a server without the stream', async () => {
+    apiFetch.mockResolvedValue(new Response('not found', { status: 404 }));
+    jmapRequest.mockResolvedValue([
+      ['inbuxa:Explanation/set', { created: { e: { text: 'Old.', model: 'q', node: 'n', elapsedMs: 1 } } }],
+    ]);
+    expect(await streamExplanation(setting, () => {})).toMatchObject({ ok: true, explanation: { text: 'Old.' } });
+  });
+
+  it('parses one event block', () => {
+    expect(parseEvent('event: delta\ndata: {"text":"x"}')).toEqual({ name: 'delta', data: { text: 'x' } });
+    expect(parseEvent(': keep-alive')).toBeNull();
+    expect(parseEvent('data: {broken')).toBeNull();
+  });
+});
+
diff --git a/src/features/ai/explain/explain.ts b/src/features/ai/explain/explain.ts
index 136e9ff..ce0a73d 100644
--- a/src/features/ai/explain/explain.ts
+++ b/src/features/ai/explain/explain.ts
@@ -12,6 +12,7 @@
  */
 
 import { getAccountId, jmapRequest } from '@/services/jmap/client';
+import { apiFetch } from '@/services/api';
 import { INBUXA_CAPABILITY } from '../localAi';
 
 /** What to explain: the `subject` of an `inbuxa:Explanation`. */
@@ -33,6 +34,25 @@ export interface Explanation {
   model: string;
   node: string;
   elapsedMs: number;
+  /** Where it came from (EX-27): asked now, remembered, or prepared for the release. */
+  source: 'model' | 'remembered' | 'prepared';
+  /** When a remembered answer was first given. */
+  answeredAt?: string;
+  /** The release a prepared answer ships with. */
+  preparedFor?: string;
+}
+
+function explanationFrom(created: Partial<Explanation> & Record<string, unknown>): Explanation {
+  const source = created.source === 'remembered' || created.source === 'prepared' ? created.source : 'model';
+  return {
+    text: String(created.text ?? ''),
+    model: String(created.model ?? ''),
+    node: String(created.node ?? ''),
+    elapsedMs: Number(created.elapsedMs ?? 0),
+    source,
+    answeredAt: typeof created.answeredAt === 'string' ? created.answeredAt : undefined,
+    preparedFor: typeof created.preparedFor === 'string' ? created.preparedFor : undefined,
+  };
 }
 
 /** Why there's no explanation, in the few kinds the panel words differently (EX-20). */
@@ -133,19 +153,76 @@ export async function requestExplanation(subject: ExplainSubject, signal?: Abort
   };
   const created = body.created?.e;
   if (created && typeof created.text === 'string') {
-    return {
-      ok: true,
-      explanation: {
-        text: created.text,
-        model: String(created.model ?? ''),
-        node: String(created.node ?? ''),
-        elapsedMs: Number(created.elapsedMs ?? 0),
-      },
-    };
+    return { ok: true, explanation: explanationFrom(created as Partial<Explanation> & Record<string, unknown>) };
   }
   return { ok: false, failure: failureFrom(body.notCreated?.e) };
 }
 
+/**
+ * Asks for one explanation and shows it as the model writes it (EX-23):
+ * `onText` gets the answer so far after each piece. A server without the
+ * streaming route gets the ordinary request instead.
+ */
+export async function streamExplanation(
+  subject: ExplainSubject,
+  onText: (textSoFar: string) => void,
+  signal?: AbortSignal,
+): Promise<ExplainResult> {
+  const response = await apiFetch('/api/explain', {
+    method: 'POST',
+    headers: { 'Content-Type': 'application/json', Accept: 'text/event-stream' },
+    body: JSON.stringify({ subject }),
+    signal,
+  });
+  if (response.status === 404 || response.status === 405 || !response.body) {
+    return requestExplanation(subject, signal);
+  }
+  if (!response.ok) {
+    return { ok: false, failure: failureFrom({ type: 'serverFail', description: 'unavailable' }) };
+  }
+  const reader = response.body.getReader();
+  const decoder = new TextDecoder();
+  let buffer = '';
+  let soFar = '';
+  for (;;) {
+    const { done, value } = await reader.read();
+    if (done) break;
+    buffer += decoder.decode(value, { stream: true });
+    let end: number;
+    while ((end = buffer.indexOf('\n\n')) !== -1) {
+      const block = buffer.slice(0, end);
+      buffer = buffer.slice(end + 2);
+      const event = parseEvent(block);
+      if (!event) continue;
+      if (event.name === 'delta' && typeof event.data.text === 'string') {
+        soFar += event.data.text;
+        onText(soFar);
+      } else if (event.name === 'done') {
+        return { ok: true, explanation: explanationFrom(event.data as Partial<Explanation> & Record<string, unknown>) };
+      } else if (event.name === 'error') {
+        return { ok: false, failure: failureFrom(event.data as { type?: string; description?: string }) };
+      }
+    }
+  }
+  return { ok: false, failure: { kind: 'unavailable' } };
+}
+
+/** One server-sent event: its name and JSON data. */
+export function parseEvent(block: string): { name: string; data: Record<string, unknown> } | null {
+  let name = 'message';
+  const data: string[] = [];
+  for (const line of block.split('\n')) {
+    if (line.startsWith('event:')) name = line.slice(6).trim();
+    else if (line.startsWith('data:')) data.push(line.slice(5).trimStart());
+  }
+  if (!data.length) return null;
+  try {
+    return { name, data: JSON.parse(data.join('\n')) as Record<string, unknown> };
+  } catch {
+    return null;
+  }
+}
+
 /** The result of Actions › Classify a message, sent back as a verdict. */
 export function spamVerdictSubject(result: Record<string, unknown>): ExplainSubject {
   const tags: Record<string, { score?: number; disposition?: string }> = {};
diff --git a/src/features/ai/explain/explainStore.ts b/src/features/ai/explain/explainStore.ts
index b808b9d..e445987 100644
--- a/src/features/ai/explain/explainStore.ts
+++ b/src/features/ai/explain/explainStore.ts
@@ -8,15 +8,15 @@
  * inbuxa: whether Explain is offered (the session's `aiExplain`), and the one
  * explanation panel. Asking again replaces what the panel shows; a request
  * left behind is abandoned in the console (EX-19), and the server finishes
- * or times out on its own.
+ * or times out on its own. The answer shows as the model writes it (EX-23).
  */
 
 import { create } from 'zustand';
-import { requestExplanation, type ExplainFailure, type ExplainSubject, type Explanation } from './explain';
+import { streamExplanation, type ExplainFailure, type ExplainSubject, type Explanation } from './explain';
 
 type PanelState =
   | { status: 'closed' }
-  | { status: 'asking'; title: string; subject: ExplainSubject }
+  | { status: 'asking'; title: string; subject: ExplainSubject; soFar: string }
   | { status: 'done'; title: string; subject: ExplainSubject; explanation: Explanation }
   | { status: 'failed'; title: string; subject: ExplainSubject; failure: ExplainFailure };
 
@@ -41,8 +41,14 @@ export const useExplainStore = create<ExplainState>()((set, get) => ({
     controller?.abort();
     const mine = new AbortController();
     controller = mine;
-    set({ panel: { status: 'asking', title, subject } });
-    requestExplanation(subject, mine.signal)
+    set({ panel: { status: 'asking', title, subject, soFar: '' } });
+    streamExplanation(
+      subject,
+      (soFar) => {
+        if (controller === mine) set({ panel: { status: 'asking', title, subject, soFar } });
+      },
+      mine.signal,
+    )
       .then((result) => {
         if (controller !== mine) return;
         set({